At Palmer, Reifler & Associates, P.A., we understand that business is driven by consistently delivering results. It is for that reason our team is committed to striving to provide clients with outstanding service, an experienced team of collectors and the performance results expected from an industry leader in the collection of Civil Recovery and Employee Restitution claims. Our Firm is also making a name for itself in traditional debt collection areas by offering services including the collection of debts arising from returned checks, payroll overpayments, breached contracts etc.

For almost twenty years, the team at Palmer Reifler & Associates, P.A. has continued to improve its processes while successfully settling a vast number of claims for retail clients nationwide. With a focus on professional civil recovery services, Palmer, Reifler & Associates has the experience to manage all of your civil theft, civil debt, and commercial debt collection needs. Whether your company seeks to establish a start-up program or improve upon an existing proprietary or third party follow-up program, our marketing and legal teams will work with you to design and implement a seamless business strategy that meets your corporate goals and produces results.

By choosing a licensed law firm like Palmer Reifler & Associates, your company will enjoy the many advantages and protections not afforded by traditional debt collection agencies. Key among them are:

Attorney Supervised Collections

Confidentiality afforded by the Attorney Client Privilege

Bar Trust Accounting Practices to ensure we meet the highest ethical standards

Technology driven processes

Single Point of Contact approach to account management to help you develop a trust and peace of mind in knowing that your company’s best interest is being served.

To contact the region closest to you please call or e-mail us at
Phone: (866) 875-6565

Law Offices of Palmer, Reifler & Associates, P.A. is a law firm with a focus on civil recovery law. Based in Florida, with offices in California, Texas, Georgia, and Illinois, extended by a nationwide attorney network, the firm represents regional and national retailers in matters of shoplifting and employee theft. ‘Shrink’, as it is known in retailing, costs retailers approximately 30 billion dollars a year. Civil recovery statutes were enacted in all fifty states to provide some relief for retailers by allowing retailers the opportunity to pursue its losses as a civil matter. Palmer, Reifler & Associates pursues these civil claims on behalf of its retail clients.

Since 1995, Law Offices of Palmer Reifler & Associates, P.A. has played an active role in developing proper standards for civil recovery law. In addition to serving as a resource for state legislatures in the development of state statutes, the Firm has assisted various state bar associations, attorneys general and regulatory bodies in developing the appropriate standards, practices and procedures for civil recovery.

Further, the Firm has successfully argued two landmark cases with significant implications for civil recovery. The first case, Shorts v. Palmer, set the benchmark for today’s civil recovery practice, wherein many important protections and rights for retailers and other victims of theft were established (e.g., the Shorts case established that civil recovery for theft claims are not subject to the Fair Debt Collection Practices Act (”FDCPA”), and that the FDCPA only applies to consensual consumer transactions, and not tort claims for theft). See Shorts v. Palmer, 155 F.R.D. 172 (D.C. Ohio 1994).

Similarly, Kelly v. Palmer, created important precedent for retailers and the practice of civil recovery by law firms. The Kelly decision clearly affirms that civil recovery for retailers constitutes the practice of law, whereby retailers are fully protected under the attorney-client privilege, state bar regulations, trust accounting standards and numerous other protections and immunities offered only by licensed law firms. See Kelly v. Palmer, Reifler, & Assoc., P.A., 681 F.Supp.2d 1356 (S.D. Fla. Jan. 11, 2010).

The Law Offices of Palmer, Reifler & Associates, P.A. continues to be a leader in the field of civil recovery law, expanding its operations into Canada and the United Kingdom. Palmer Reifler is a committed industry partner, active in numerous trade associations including National Retail Federation, Retail Industry Leaders, National Association Retail Collection Attorneys, The Loss Prevention Foundation, ASIS International (security professionals) and ACA International (collection attorneys).

It is difficult to find out the great lawyer for automobile accident situation. Even although the lawyer is good, but some of them fail in accidents situation. This is due to lack of experience in automobile accident situation. So it’s necessary to give the automobile accident case to respective attorneys. Commonly accident held within the place like road and construction region. Car accident is deal by separate lawyer and construction region automobile accident is deal by separate lawyer.

The law isn’t common for both these cases.
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The Chicago attorneys never ask costs for that consultancy. If you’re satisfied with the work of attorney, then you should paid the costs. The aim of the attorneys would be to won the instances for his customer. The standard with the Chicago lawyer is great compared to other attorneys. It is must for that individuals to have about idea concerning the Chicago attorneys, simply because understanding between the customer and attorney is must. The chicago drunk driver accidents attorney also handle the severe instances.

Some of the lawyers reject the client’s requests, but Chicago attorney can’t do like that. They manage situation with some additional interest.
The Illinois wrongful death attorney helps to reveal the truth in the death. Chicago attorneys face more number of instances like wrongful death and construction mishaps and so on.

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People tend to associate whiplash with car accidents; however, what people do not always realize is that whiplash can be created from other circumstances such as a sporting accident or an accident in the workplace. Info on neck injury is readily available and it is very important that people who think they are suffering from whiplash do research on their situation and also seek immediate medical attention. Managing a situation quickly will be in your best interest when looking into whiplash injury compensation claims.

With modern technology it is much easier to attain info on neck injury through your medical provider. In the past is was quite complicated to prove and document neck injury because x-rays could not provide sufficient evidence of soft tissue injury to the muscles, neck, and ligaments. It was much more difficult in that day and age to seek whiplash injury compensation claims. Now it is much easier to prove an actual whiplash related injury exists because the medical world is very advanced and we have access to CAT scans and MRI?s. Info on neck injury will inform you that the majority of whiplash victims do not feel pain immediately after their accident. After a few hours or a few days, in some cases, that is when the reality of whiplash will begin to set in.

Whiplash is caused by the jolting motion of your neck moving forward and then snapping backward quickly. A main factor in your whiplash injury compensation claims will be the severity of your injuries. Injuries linked to whiplash are tightened muscles, muscle tears, and ligament damage. Info on neck injury proves that a huge percentage of those with whiplash symptoms complain about headache pain that can be behind the eyes, in the forehead area, or on either side of the head. Headaches as a result of whiplash are often caused from the tightening of muscles as they attempt to keep the head stable. As info on neck injury is further researched, it is learned that a tense neck can also lead to pain and stiffening in the shoulder area.

Whiplash injury compensation can be quite generous if the victim has taken the correct steps of action throughout his or her unfortunate journey. It is important to seek compensation if you have been injured in some type of accident that you were not at fault for. Injuries due to whiplash can sometimes have lasting effects that can even lead to osteoarthritis over time, so be sure to not write whiplash off as a mild injury. People suffering from whiplash can sometimes be faced with life altering results; therefore, it is incremental that you protect yourself and your rights with whiplash compensation claims. Dealing with whiplash compensation claims can be scary and painful, and you may feel as if you do not know where to turn to seek the compensation you deserve, but with the right research, knowledge, documentation, and legal advice, you will cut your suffering to a minimum and receive compensation that will help you to pay your medical expenses and make up for lost funds from taking time off work. By moving forward with whiplash compensation claims, the main objective is to get peace of mind and allow yourself to heal. Do not let whiplash hold you back from experiencing your life.

In our routine existence, we see many people obtaining injured or having an accident without any mistake on their component.

In this kind of instances, individuals can state compensation in the person who is the trigger of the accident. However, numerous people are not aware from the right path to obtain productive within their state.

Many of them are even ignorant about the truth which they can claim for compensation in this kind of instances. If you have also met an accident or are already injured due to some other person’s negligence, you can claim compensation from that individual.

You may also file an accident or personal injury state by yourself, but in buy to obtain success, declaring via legal suggestions is always a much better concept. To obtain the personal injury claims, it is always recommended to employ the services of a reputed individual damage solicitor. Solicitors and lawyers generally specialize in different fields. So hiring a special solicitor who is well-experienced and successful in obtaining personal damage statements will rely on the dynamics of the case.

Moreover, there could be various personal injury solicitors for different kinds of personal injury claims. Some solicitors are specialized in employment claims, while some might focus on accident statements, medical negligence, along with other kinds of accidents.

Before you make up your thoughts, you should do some research operate about various law firms, the kind of cases they handle, and their achievement rate.

The Web could be of excellent help in discovering the correct firm. Once you’re via your research, you are able to choose the greatest within the field. In buy to increase your prospects of winning the case and obtaining your personal injury state, the smartest thing will be to hire the correct individual injury solicitor.

Experienced solicitors and lawyers can predict just how much success you can avail of in your claim, and they may also provide you with an estimate of the quantity you might get from the individual damage state.

If your state meets the required specs, you are able to make a legal agreement, no-win-no-fee with the solicitor. According to this contract, you don’t have to pay the legitimate fees towards the solicitor in situation he doesn’t win. It will not only make better chances for you to win the situation, you’ll also not need to worry about other legitimate expenditures in addition towards the financial worries currently triggered by your injury.

Head, neck, and back trauma — such as that experienced through whiplash after an accident — can be some of the most difficult injuries to recover from. In some cases, it may be so severe that the aftereffects follow you till the end of your days. Living life with whiplash isn’t easy. That’s why you need to make sure you protect yourself legally and financially in the event that you are unfortunate enough to suffer from it. Fortunately, claiming is easy, and should you need to file any whiplash claims, you will definitely want to keep the following essentials in mind:

Document what happened as soon as possible: If you experience pain, the last thing on your mind is probably writing down the way things happened leading up to the trauma. However, if you can, you should absolutely do so. The human mind has a way of forgetting details the longer time goes on. Getting a fresh impression of the accident at the time of the accident enables you to have a clear understanding of what happened while your mind is still focused on the events.

Evaluate your physical condition: Take an inventory of your aches and pains. It may be that you feel some discomfort right away. Maybe the pain is downright agonizing. However noticeable — or NOT noticeable — that it is, keep in mind that just because you may seem fine at the time of the accident, that does not mean you are fine. Once the adrenaline wears off you may become aware of discomforts and pains associated with whiplash that you were previously unaware of. Not everyone who cries “Whiplash!” post haste is guilty of faking it.

Seek medical attention: Don’t stop with your own unprofessional medical opinion. As was previously mentioned, you may not feel pain right away. It may set in later. Doing a self evaluation and then seeking the advice and the technology of a doctor is the safest way to go.

Find someone who specializes in whiplash compensation claims to take on your case: You were in an accident. It wasn’t your fault. You sought medical attention and discovered that you do, in fact, have whiplash. This can result in medical expenses, missed work days, and general discomfort lasting anywhere from temporarily to permanently. No matter how you slice it, you deserve payment for your whiplash compensation claims. The next step is to find someone who specializes in this aspect of the law. Don’t go with a dabbler. Search phone records and make visits. You want your case to be in the best hands possible!

Whiplash compensation claims are necessary if you have been wrongfully injured in an accident. Don’t let ignorance of the law be an excuse! If you are affected, you deserve compensation, and the only way to get it, is to get rolling in that direction.

Have you recently been in an accident? Nothing is scarier than the first crunch of metal and the sound of busted glass. It’s a surreal moment when you are not sure what will happen in the next three seconds. How will your life change for better or worse? Will there even be a life worth living? For those fortunate enough to survive an accident, the next questions become ones of picking up the pieces. What will you do in the case of an injury? How will you be able to get to and from work? Will your family go hungry?

For many, these are questions that become realities in the aftermath of an accident. One of the greatest causes for these concerns is a condition known as whiplash. Whiplash is a trauma that occurs from the body, particularly the neck and back areas, being subject to a violent jerking motion, such as that experienced in an auto accident. The good news is that there is help out there for sufferers of whiplash. But in order to take advantage of this much needed, much deserved recovery, you must be aware of the factors that influence the amount of a whiplash injury compensation.

How much medical expenses will be: There is no set amount given out to those unfortunate enough to experience whiplash. It largely depends on financial and physical factors, the first of which is just how much those medical expenses will be. If you have to pay anything out of your pocket, then that means you should be entitled to recovery. Just how much that is depends on your loss.

How many days off from work you will have: If you have to miss a lot of work and you don’t have some kind of insurance plan in place, then you may have to do without money until you are well enough to work again. This, too, entitles you to a claim that will vary depending on the amount you are losing by being physically unable to work.

How great your quality of future life will be affected: Sometimes injuries are too severe for you to ever fully recover. If it permanently affects your work and health, then the amount of claim you are entitled to will go up quite a bit.

How good your legal counsel is: You can have a legitimate claim for more money but without proper legal counsel you may never get it. Make sure you research the background of your legal counsel. Try to hire someone experienced at dealing with matters of whiplash injury compensation claims.

Whiplash is an unpleasant experience that can vary in severity. Make sure you know all you can to get what you are owed if you are ever unfortunate enough to suffer from it.

Do you need the most out of your whiplash injury compensation? Perhaps you would simply like to find out more about whiplash accident claims? Whatever you need, our site has everything you need to know. So pay us a visit and get started today!

This is a question that many people are trying to find an answer for. This is a process that occurs when a lender wants to accumulate the remaining balance after another recovery action, such as foreclosure, has not garnished enough to cover the losses that the bank has occurred. The most important fact regarding deficiency judgment operations is that most people are not aware of the possible consequences. Most people are interested in learning what is a deficiency judgment and what do the banks stand to gain from initiating a deficiency judgment. Well, it is pretty simple actually; as you might already suspect, banks will try and do pretty much anything when dealing with debtors.

The deficiency judgment allows banks to increase the level of financial restitution from their clients. There is however more than one aspect that need to be met in order for a bank to even consider starting a deficiency judgment, however, in today?s market with the increasingly high numbers of foreclosures and short-sales it is getting more common for lenders to file for deficiency judgments where in the past this was not so. Due to the large number of foreclosure and short-sales that have quite simply created very large negative debt for the lenders, the lenders now have to do something to off-set the massive loses. One has to understand that in the past these loses where calculated as a percent; the percent of loses generally speaking may have been three to twelve percent previously, but in today?s market lenders are now seeing massive loses ranging from forty to sixty percent. This has created a large demand for lenders to create and stream line new processes to deal with pursuing previous homeowners to recover monies lost through short-sales and foreclosures; due to the fact that real-estate in today?s market has seen major declines in values, essentially creating a situation that renders the homeowner over financed and under collateralized.

In the recent years of the real-estate economic downturn, there has been a very large number of homeowners that have found themselves with loans against their property that are greater than the current appraised values of the real-estate in the current market. When understanding the process of foreclosure and short-sales, the new buyer of the property, thru foreclosure or short-sale process, are now offered subject to short-sale offers. This means the new purchasers of the real-estate are now offering full current market value which in fact can be thousands less than the previous mortgage held prior to foreclosure or short-sale. Thus this is how the deficiency judgments are being created on a massive scale.

Deficiency judgment, even though it poses quite a risk to debtors, is not advertised and most people have no idea about what a deficiency judgment is. A large number of resource websites and blogs have popped up in recent years. Pretty much all these sources try to reassure people that banks and creditors will not take deficiency judgment actions against them, and most of these sites don?t even bother on educating their visitors on what is deficiency judgment, and what are the risks that they could be submitted to as a result of banks starting a deficiency judgment action. As a result of the global economic crisis, the number of deficiency judgment actions started by banks has been on the rise. Banks are now finding it increasingly more beneficial to successfully pursue deficiency judgment actions.

Banks have to allocate funds for all deficiency judgment actions; and now lenders have devoted the necessary resources to enable them to cost-effectively, and efficiently to position themselves to be able to go after the previous homeowners for deficiency judgments at a later date. Thus it makes it increasingly important to contact your lender immediately after foreclosure or short-sale and start the negotiations in offering some sort of monetary reimbursement to entice the lender to accept a reduced settlement or agreeable terms rather than ignoring the deficiency judgment, only have the lender serve you with the deficiency judgment a year or two down the road.

For more resources please review http://www.judgmentdeficiency.com